Improve Your Credit Score!
The Senate Group
can help you!
- 50+ point average credit score increase in the first 90 days
- Remove negative items affecting your credit score
- Lower interest rates
- Lower payments
Are You Ready to Improve your credit score?
Please fill out the form for consultation and we will get back to you shortly.
Customers are number one to us.
Do you need to improve your credit score? Got questions? We’d love to hear from you. Drop us a line and we’ll respond as soon as possible.
about us
Who are we? we are different!
We are beyond one-time credit repair; we are dedicated to helping you develop a healthier relationship with your credit. Our focus is on you, your story and your determination to make a change. We want to empower you to make a significant, long-lasting lifestyle change that can give you access to your financial dreams. We would help you improve your credit score fast!
we believe everyone has a right to:
- Achieve their dreams.
- Increase their ability.
- Equal opportunities in their lifetime.
Why Choose Us?
Fast
Results
As we offer an unlimited service we get our clients to their goals a lot faster than our competitors. We would improve your credit score fast!
Unlimited
Items
Where most companies charge a monthly fee to do a maximum amount of work, we offer an unlimited service that is much, much faster.
Personal
Service
We dedicate a specific “Success Manager” to each client who knows your file to provide you with the best service.
No Up-Front
Fees
Never pay any up-front fees and payment options that fit your budget.
No
Commitments
Our service is month to month with no commitments. Our clients are in charge of how long they use our service. You’re always in charge.
Lifetime Credit
Coaching
Have a question about credit after you’re done with our program? No problem! Access our credit experts for life!
WHAT IS CREDIT REPAIR?
Credit repair is the process of addressing and removing the questionable negative items that are impacting your credit profile and it would improve your credit score eventually. In fact, millions of Americans are victims of inaccurate or unfair negative items wrongfully lowering your score.
To remove negative items, credit reporting agencies require you to work through their complicated online systems and send a series of formal dispute letters. To make the disputing process easier, The Senate Group can identify and challenge questionable negative items on your behalf using our credit repair process.
How long does credit repair take?
It can take a long time to improve your credit score (especially if you do it yourself). But our members have seen an average growth of
100
POINTS
3
MONTHS
*Results may vary and are not guaranteed.
You know what is the easiest solution to improve your credit score?
HOW IT WORKS
call us
When you first call us, we will take a look at your current credit score and create a plan on how to improve your credit score as fast as possible.
We Start The Credit Repair Process
It’s time to improve your credit score. You have been denied and rejected too many times because of it. We start disputing and removing the negative items that cause your credit score to be low.
credit scores starts to improve
You start to receive dispute letters from the credit bureaus in the mail and send them back to us. Most of the time, the negative items have been removed. If not, we dispute them again with more proof!
Low credit scores typically mean higher interest rates, and that means higher finance charges on your credit card balances. Repairing your credit would allow you to get a more competitive interest rate and cut back on the money you pay in interest.
Utility service providers and even phone companies check your credit before allowing you to establish service. To offset the risk of a default, those service providers charge you a deposit. Making your payments on time will allow you to get your deposit back. Improving your credit score keeps you from having to pay the deposit altogether.
Believe it or not, your credit affects your insurance premiums. This includes auto, life, and home insurance. A bad credit history means you’ll pay more for insurance than you would if you had better credit.
If you have bad credit, you’ll have a hard time getting a credit card, which means you’ll end up paying cash for everything. It may not be a nuisance until you need to do something like renting a car, where you have to pay an extra deposit if you don’t use a credit card.
Employers check credit before deciding to hire you. Some government, financial, management, and executive jobs are particularly curious about your financial history. A bad credit history could cost you the job, or the promotion you’ve been working hard to get.
Generally, as you demonstrate you can pay your bill on time, your creditors will increase your credit limit. But, before a credit card issuer will check your credit score before increasing your credit limit. A bad credit history might get your credit limit cut hurting your credit score even more by raising your credit utilization.
Homeownership has always been the American Dream. Bad credit is the nightmare that keeps you from realizing that dream. Many banks won’t lend you a mortgage until you’ve repaired your credit. Those that will approve you with a high-interest rate that makes homeownership cost a lot more.
Not only can bad credit keep you from buying a home, it can also keep you from renting an apartment. Many landlords now check credit to determine the likelihood that you’ll be late on your rent. Bad credit could get your rental application denied.
Auto lenders are among the many businesses that check your credit before lending to you. Without a good credit score, your auto loan application could be denied leaving you to drive the same vehicle.
Starting a new business takes money, so many entrepreneurs rely on small business loans to get their businesses off the ground. Bad credit can keep you from getting the financing you need to start your new business. You’ll have to improve your credit before a bank will give you a loan.
CHOOSE THE PERFECT PLAN
The Senate Group offers a variety of service levels to support every budget and need. Our credit repair services levels range from 99$ to 299$ and each offer option offers you a unique coverage to fix errors on your credit report.
BASIC
$99
Per month
- Bureau Challenges
- Creditor Interventions
- Inquiry Assist
- Score Analysis
- Experian Alerts
- Cease & Desist Letters
- FICO Score Tracker
- Identity Protection
GOLD
$199
Per month
- Bureau Challenges
- Creditor Interventions
- Inquiry Assist
- Score Analysis
- Experian Alerts
- Cease & Desist Letters
- FICO Score Tracker
- Identity Protection
PLATINUM
$299
Per month
- Bureau Challenges
- Creditor Interventions
- Inquiry Assist
- Score Analysis
- Experian Alerts
- Cease & Desist Letters
- FICO Score Tracker
- Identity Protection
We stop at nothing
We’re true credit repair experts, no matter your score we can help improve your credit score. Low monthly and affordable fees for credit repair.
We Love To Explore
Here at The Senate Group, we want our offers to provide value to you – whether it’s savings, reward or debt relief – and we choose financial partners that share our mission.
we make recommendations
We use our data to analyze your credit profile and make product recommendations that could help you save money and establish better credit.
you get your scores and reports
We get access to your credit scores and reports from Experian, with weekly updates!
We Believe In Hard Work And Dedication
We work with you to identify any questionable negative items hurting your score. We challenge those negative items with the bureaus and your creditors. We keep the process going, helping you reach your credit goals!
1. ANALYZE
We work with you to identify any questionable negative items hurting your score.
2. ADDRESS
We challenge those negative items with the bureaus and your creditors.
3. ACCELERATE
We keep the process going. Helping you to reach your credit goals.
What people say?
What is your credit costing you?
Fill out the form and you will find it out!